One Circle for your group. Send one link or text: everyone chips in online or by SMS, and the honoree is left out automatically.
Interactive Payment Demo · No real money moves
The Katz Family Circle
12 members
5 people have chipped in
Moshe asked everyone for $50.00 toward the gift.
It always landed on the same generous organizer — until now.
Two weeks of playing phone tag, leaving voicemails, and hearing "call me back tonight" from twelve people who never call back...
You put $800 on your personal card, and suddenly you are tracking down siblings for contributions...
Someone inevitably asks "So what are we buying him?" in the main group chat while the honoree is right there reading along...
Three random Zelles, a crumpled envelope, and someone swearing they definitely gave you fifty dollars by the coatroom at the Vort...
From opening the Event to settling up.
Pick the Event type, choose a split, and paste in phone numbers or emails.
Members get a link or text message and contribute easily — online or by text.
Withdraw to your bank, or save in your Mishtatef Wallet. Instant gift cards are coming soon.
Whether you are organizing the collection or chipping in as a member, you can do it all from a basic flip phone. Open Events, track totals, and approve payouts — without ever touching a computer.
Zero apps to install, no passwords to remember, no browser required.
Reply with one word to contribute using your saved payment method.
Text "STATUS" for live totals, "PAYOUT" to withdraw, or "HELP" anytime.
Natural conversation handles custom amounts, receipts, and split math.
Mishtatef SMS
(810) 670-8080
The Katz Family Circle
Start a collection by text. Reply with the event name and suggested share.
Format: NEW [Event Name] [Amount]
Collection Created
Surprise Active✓ Shloimy's Engagement is OPEN! 11 SMS invites sent ($50 suggested).
Surprise Mode: Shloimy is automatically excluded from all alerts.
Mishtatef SMS
(810) 670-8080
The Katz Family
Chaim is getting the family together for Shloimy's Engagement gift. Your share is $50.
Reply YES to chip in $50, or text any amount (e.g. 36).
Payment Confirmed
✓ Received $50.00 from Rivky.
You're in! $350 collected so far from 7 members.
Mishtatef SMS
(810) 670-8080
The Katz Family Circle
Collection complete! $550.00 is ready for Shloimy's gift. Send it to your bank?
Reply YES to send it to your linked bank account.
Payout Sent
✓ $550.00 transferred to your Chase Checking (*6789).
$0 withdrawal fee. 100% of the collection deposited in your account.
Rebuilt from the real screens, word for word, and loaded with the Katz family — so you can see every main feature at work. Swipe, or use the arrows and the dots.
The Katz Family
EventsShared potChatMembersCalendarSettingsTotal Balance
$1,240.00
Earmarked
$550
Free to spend
✓ $690
Your giving
$250
Recent Movements
The Katz Family
EventsShared potChatMembersCalendarSettingsfor Shloimy Katz
Collected
$286.00
The Katz Family
EventsShared potChatMembersCalendarSettingsGoldberg Florist — Flowers
Submitted by Sary Klein · 2 days ago
Circle Fund — Every cent in and out, append-only, visible to the whole Circle — with zero hidden fees.
Everything you need to run group gifts smoothly, without the awkwardness.
Works over standard text messaging so kosher phone users never get left out.
An append-only record of every dollar in and out. Clear records with zero confusion.
Paid for expenses upfront? Submit the receipt and get reimbursed directly from the collection.
Track birthdays, anniversaries, and yahrzeits across both Jewish and secular dates with automatic advance reminders.
Encrypted transactions processed by regulated financial institutions. We never store card or bank credentials.
Keep a central fund on hand for recurring events without starting from scratch every time.
One clear price, shown in full before you confirm anything. Nothing to subscribe to, no limit on how big your family is.
Starting a Circle
$0
Free forever. Unlimited members, Events, and live ledger tracking.
Getting the money out
Free
Bank transfers have $0 withdrawal fee.
Chipping in
~5%–8%
Transparent card/bank processing fee. The gift is never reduced.
Where the difference goes
Your total is the gift, which reaches the family in full, plus a processing & service fee, which covers card and bank processing and keeps Mishtatef running. You can see the exact split on every payment: at checkout under “View breakdown” and in your history. What the family collected is never charged for sitting still, and never receives a penny less than what was given.
No subscriptions · No member limits · No ads · Your data is never sold
There is zero setup: no app to download, no browser needed, and no passwords to remember. When you create an Event, members receive a simple text or link. They can contribute via Apple Pay, Google Pay, card, or by simply replying "YES" from any phone.
Mishtatef processes live payments (cards, bank debit, Apple Pay) and transfers collected funds to your bank account with $0 withdrawal fee. If someone hands you cash, you can record it on the ledger under their name.
Mishtatef has built-in Expense Reimbursement. The member who bought the gift submits their receipt. The organizer approves it, and that amount is paid back directly from the collection.
Never. Surprise Mode is built directly into our servers. When you open a surprise Event, the honoree is completely excluded from all text blasts, emails, and reminders. Even if someone forwards them the link, it shows as a "Not Found" page.
Creating a Circle, opening Events, and withdrawing money to your bank are 100% free with zero monthly subscriptions. A transparent processing fee is added at checkout when members pay by card, meaning the collection receives 100% of what was given.
Yes! You can add co-organizers to your Circle. Any authorized organizer can create new Events, approve receipts, track contributions on the ledger, and initiate payouts.
While you can set a suggested share (e.g. $50), members can easily text or type any custom amount (e.g. $25, $36) or quietly pass. Amounts are private to the organizer.
You can withdraw the remaining balance to your bank, transfer it to another active Event, refund it to contributors, or keep it in your Circle Fund ("די קאסע") for the next event.
All transactions are encrypted and processed through regulated banking partners (Stripe). We never store bank passwords or card numbers. Phone numbers and emails are used exclusively for Circle alerts.